Monthly mortgage payments, estimated.

MortgageLab

Free calculators that turn a home price, down payment, and rate into an estimated monthly payment, with property tax, insurance, PMI, and HOA broken out.

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Mortgage Calculator
A free mortgage payment calculator that turns a home price into an estimated monthly housing cost. It amortizes the loan at a fixed rate, then adds the recurring escrow pieces of a real payment: property tax, homeowners insurance, PMI when the down payment is under 20%, and HOA dues. It also shows the loan amount and total interest paid over the life of the loan. Everything runs in your browser; the result is an estimate, not a rate lock, pre-approval, or financial advice.

Guides for better estimates

Start with the calculator, then use these sourced guides to understand the assumptions behind it.

When does PMI apply and what does it add to your monthly payment?
How much more interest does a 30-year mortgage cost than a 15-year?

Browse all guides

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MortgageLab

All calculators

Mortgage Calculator

Guides for better estimates